As a property owner, the distinction between a sewage backup and a sewage overflow is important to understand and be able to identify independently of an insurance carrier. Awareness of the differences and what they entail regarding the possibility and extent of insurance coverage will help property insurance policy holders protect their interests in the event of a flood originating from a wastewater drainage line.
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There are a variety of situations, events and avenues of delivery that could result in water damage to a structure and the contents within. Potential occurrences include human error, vandalism and failure of building systems designed to deliver, remove or protect the structure from water intrusion. Failure of major building systems, such as plumbing, or roofing can be the result of immediate and unexpected physical damage or deterioration over time.
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After sustaining damage to your property that the insurance adjuster confirms as covered, the adjuster will then strongly suggest that you use a restoration service from their preferred list of vendors. They may or may not also inform you that you have the right to use a contractor of your choice to perform the repair work. Under the Insurance contract it is clearly outlined that the policy holder is responsible for the outcome of the “claims process”, however insurance companies’ routinely attempt to convince the insured to use an emergency restoration contractor from their vendor program.
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Through normal occupation, a family can generate a great deal of contaminants; such as dander, dust and chemicals. These pollutants are cycled through the average HVAC system between 5 and 7 times each day. Over time, this re-circulation causes a build-up of debris within the duct system that should be regularly cleaned. Read more
Home buyers commonly enlist the services of a real estate inspector to check the roof, foundation, electrical system, HVAC system and other areas of the property that are readily accessible. Issues uncovered by home inspection services are commonly inexpensive repairs that afford the home buyer leverage to negotiate a lower purchase price. The standard home inspection does not take into consideration the condition of the sewer line and perspective home buyers rarely consider sewer line inspection, which can prove an expensive oversight.
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Property owners are responsible for maintaining their sewer laterals, which is the line that connects the sewer pipes in the building to the main sewage system, generally located in a street. Because sewer lines are buried and out of sight, potential problems are commonly not identified and corrected eventually leading to costly repairs. Routine video inspections is a comparatively inexpensive method that can be used to identify sewer system issues. Read more
Disposable wipes have become the bane of sewer systems around the world, which already are being pushed to the limit by growing populations and insufficient infrastructure. Non-woven cloths have been getting stuck in pipes, creating massive clogs requiring expensive drain and sewer cleaning.
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We at Property Recovery 911 are constantly striving to provide the highest level of professionalism, exemplary customer service and rapid response when called upon to assist in an emergency situation. Our commitment to excellence is not lost on our customers who have relied upon our expertise while embroiled in disastrous situations affecting their homes and businesses. Read more
Pathogens commonly found in category 3 water damage are in a liquid state. The primary biohazard present in a sewage spill are viruses, bacteria and parasites.
Viruses do not reproduce, instead they multiply via a process called replication. After attaching to a host cell, the virus then injects the cell with a genetic material known as Ribonucleic acid (RNA). Within the cell walls the virus replicates, exhausting the cells resources and generating abundant copies of itself. The colony ultimately causes the cell to perish and rupture, releasing the viral progeny to attack healthy cells. The primary route of viral infection from a sewage spill is ingestion. Read more
Living organisms are classified into groups called kingdoms. There are five kingdom classifications; Monera, Protista, Plants, Animals and Fungi. Mushrooms, mold, mildew, slimes and rusts are included within the kingdom of Fungi. Throughout history, mankind has developed useful applications for some fungi. We have incorporated fungi into our diet in the form of red wine, beer, mushrooms and blue cheese. We have extracted fungi byproducts to develop and manufacture medications such as antibiotics (Penicillin) and organ transplant anti-rejection drugs (Cyclosporine). Fungi also facilitates the decomposition of organic waste in our landfills and compost bins. Other fungi, in particular molds, have been identified as pathogenic and mold exposure poses a serious threat to our health.