20Feb2024

Paul Messa Blog Feb 20, 2024Feb 23, 2024

Negotiating Emergency Restoration Claims

Following an event requiring emergency restoration services, unseasoned claimants usually become disenchanted by the propensity of insurance companies to renege on their contractual obligations. Insurance adjusters are focused on limiting the financial liability of the insurance company. The job is predicated upon the discovery of a mechanism by which they can limit or deny compensation for a claim. Without knowledge of the medium, insurance claimants are at a distinct disadvantage.

16Nov2023

Paul Messa Blog Nov 16, 2023Feb 23, 2024

ADJUSTERS AND EMERGENCY RESTORATION

Emergency restoration services, and subsequent reconstruction, are typically covered by property insurance. The sole purpose of an insurance adjuster is to protect the interests of the insurance company, which are diametrically opposed to those of the insured. Fair compensation governed by the tenets of an insurance policy are twisted with half-truths and doublespeak to devalue or deny claims.

10Mar2023

Paul Messa Biohazard Cleanup, Fire Restoration, Mold Remediation, Water Mitigation Mar 10, 2023Feb 23, 2024

Emergency Restoration Hesitation Causes Exacerbation

Emergencies, are unexpected, and often dangerous situations requiring immediate action. Restoration, is the act or process of returning something to its original condition. Combining the words forms the term Emergency Restoration, which dictates literal translation and strict adherence to achieve the most effective result.

20Sep2022

Paul Messa Uncategorized, Water Mitigation Sep 20, 2022Feb 23, 2024

Water Damage Restoration & Silica Dust

Deconstruction of saturated building materials during water damage restoration, routinely includes drywall and plaster removal. Drywall and plaster demolition produces high concentrations of dusts, which contain minerals such as talc, calcite, mica, gypsum, and silica.

3Jan2022

Paul Messa Blog, Fire Restoration Jan 3, 2022Mar 22, 2023

Beware of Fire Damage Chasers

Emergency restoration organizations are predominantly run by conscientious professionals who are sympathetic to the plight of their customers. Unfortunately, there are predatory practitioners eager to exploit victims of disaster that are a pitfall to recognize and to avoid. Such behavior is most prevalent when armies of malcontents known as ‘fire damage chasers’ solicit property owners, often before emergency crews have extinguished the fire.

17Dec2021

Paul Messa Blog, Water Mitigation Dec 17, 2021Mar 27, 2023

Water Damage Duration & Coverage

Water damage insurance claims are among the most frequently reported losses. Coverage depends on policy specifics, including the source of water damage and the duration of exposure. It is incumbent upon property owners to ascertain a thorough understanding of possible liabilities, and available policy options to make informed coverage decisions. Current coverages can be replaced entirely or bolstered by adding addendums that would indemnify against eventualities not currently addressed.

12Mar2021

Paul Messa Blog, Water Mitigation Mar 12, 2021Mar 27, 2023

Homeowner’s Insurance & Emergency Restoration Services

Homeowners-Insurance-and-Emergency-Restoration.

Homeowners insurance provides compensation for events protected under the policy that require emergency restoration services. Covered events can indemnify the policy holder against damage to the home, yard and other structures, personal belonging as well as personal liability if found legally responsible for damage or injury to another. Although homeowner’s insurance is not mandated by law, lenders universally require a policy remain in place for the length of the mortgage to protect the investment. Encumbered properties are subject to force-placed insurance if their policy has lapsed, is cancelled, or has been deemed insufficient. Creditor-placed ‘force’ policies provide rudimentary coverages that protect the mortgagors interests alone and are charged to the mortgagee.

19Oct2017

Paul Messa Blog Oct 19, 2017Feb 4, 2022

Restoration Company Choice & Insurance Company Abuse

After sustaining damage to your property that the insurance adjuster confirms as covered, the adjuster will then strongly suggest that you use a restoration service from their preferred list of vendors. They may or may not also inform you that you have the right to use a contractor of your choice to perform the repair work. Under the Insurance contract it is clearly outlined that the policy holder is responsible for the outcome of the “claims process”, however insurance companies’ routinely attempt to convince the insured to use an emergency restoration contractor from their vendor program.

Emergency Restoration Services In Philadelphia and surrounding areas

Tag Archives: emergency restoration services