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Homeowner’s Insurance & Emergency Restoration

Homeowners-Insurance-and-Emergency-Restoration.
Homeowners insurance provides compensation for events protected under the policy. Covered events can indemnify the policy holder against damage to the home, yard and other structures, personal belonging as well as personal liability if found legally responsible for damage or injury to another. Although homeowner’s insurance is not mandated by law, lenders universally require a policy remain in place for the length of the mortgage to protect the investment. Encumbered properties are subject to force-placed insurance if their policy has lapsed, is cancelled, or has been deemed insufficient. Creditor-placed ‘force’ policies provide rudimentary coverages that protect the mortgagors interests alone and are charged to the mortgagee.

Oxidizing Agents for Mold Removal

Mold Remediation Required
Oxidation involves the loss of electrons in a chemical reaction, which changes the structure of a residue to render it more easily removed. Regarding mold removal, the loss of electrons normally ensues with the gain of an oxygen by the oxidized residue, and the corresponding gain of an electron from the residue by the reduction of the oxidizing agent in the detergent that loses the oxygen. This means organic residues can be more easily extracted via oxidation.

Ice Dams & Water Damage Restoration

Water Damage Restoration
Icicles along a roofline are largely perceived as a beautiful winter staple, yet often indicate ice dams and a potential for water damage to the structure. Ice damming blocks roofing drainage systems, diverting the flow of water under roof coverings and into the building envelope. Once within, gravity carries this permeation through insulation, ceilings, walls, and floors causing widespread water damage. At this point, immediate water damage restoration is essential to prevent the possibility of mold contamination.

Structural Drying & Moisture Readings

Flood Restoration Reading
Structural drying, an essential component of water mitigation, is the process of drying building components of a structure once the water damaged building veneers are stripped away. In most instances, the freshly exposed building components such as studs, joists and sheathing for sub-floors are fabricated from wood. Wood being cellulose based is susceptible to microbial activity, which will assuredly take hold if the wood substrate is not properly dried following a water event.

The Devastating Effects of Water Damage

water damage restoration
When you consider the statistics, it becomes clear just how common and devastating a problem water damage can be. According to industry estimates, 14,000 people in the US experience a water damage emergency at home or work each day, and 98% of basements in the US will suffer from some type of water damage during their lifetime. The costs are just as staggering as the frequency. Water damage restoration and mold remediation services cost the insurance industry approximately $2.5 billion dollars per year, and the average cost of a home water damage insurance claim is $6,965.

Mold Remediation: Education & Experience

Mold Contamination
Mold remediation is not a job for the inexperienced. Know-it-all contractors and overzealous homeowners often attempt mold removal projects lacking the knowledge, tools and materials required to eradicate mold contamination safely and completely. An uninformed approach to this complicated undertaking generally exacerbates the circumstances with unchecked sporulation and widespread cross contamination. Ultimately, such a naïve attitude regarding this very serious problem will require far more financial input to correct than if trained and certified mold restoration professionals were enlisted initially. Furthermore, deleterious health consequences may result as a byproduct of such hubris.

Fire Damage Restoration & Dry Ice Blasting

Fire Restoration
In very basic terms, dry ice blasting involves "blast cleaning" a surface with compressed air, and dry ice particles, usually in the form of dry ice pellets. Fine CO2 (dry ice) particles are "blasted" on to a surface, the unwanted contaminants freeze and fracture, then an explosion of energy takes place, resulting in the thorough removal of the unwanted coatings. This non-destructive method of safely cleaning surfaces and/or removing unwanted coatings has become the preferred method to remove smoke soot, vaporized synthetic resins, and char associated with fire damage restoration. Furthermore, dry ice blasting can eliminate the musty burnt smell that results from fire, smoke, and water damage.

Smoke & Fire Restoration | Delaware County, PA

Fire & Smoke Damage
Property Recovery 911 was hired to by a Delaware county homeowner to provide fire restoration services, which in this instance consisted of smoke damage cleaning and odor control. The fire originated on the raised deck at the rear of the home and penetrated the exterior wall, causing smoke damage inside of the home. Upon our arrival we deployed 4 carbon filtered air scrubbers to begin to cleanse the atmosphere.

South Philadelphia Flood Restoration

Philadelphia Water Mitigation
Property Recovery 911 was summoned to a significant water loss event in a South Philadelphia row home, caused by a failed water line serving the second-floor bathroom. Substantial volumes of water poured throughout the interior of the home and came to rest as a 1-1/2' deep pool in the basement. Much of the structure and contents from the second floor through to the basement were saturated, including personal belongings, kitchen cabinetry and household appliances.