Homeowners insurance provides compensation for events protected under the policy. Covered events can indemnify the policy holder against damage to the home, yard and other structures, personal belonging as well as personal liability if found legally responsible for damage or injury to another. Although homeowner’s insurance is not mandated by law, lenders universally require a policy remain in place for the length of the mortgage to protect the investment. Encumbered properties are subject to force-placed insurance if their policy has lapsed, is cancelled, or has been deemed insufficient. Creditor-placed ‘force’ policies provide rudimentary coverages that protect the mortgagors interests alone and are charged to the mortgagee.
In very basic terms, dry ice blasting involves "blast cleaning" a surface with compressed air, and dry ice particles, usually in the form of dry ice pellets. Fine CO2 (dry ice) particles are "blasted" on to a surface, the unwanted contaminants freeze and fracture, then an explosion of energy takes place, resulting in the thorough removal of the unwanted coatings. This non-destructive method of safely cleaning surfaces and/or removing unwanted coatings has become the preferred method to remove smoke soot, vaporized synthetic resins, and char associated with fire damage restoration. Furthermore, dry ice blasting can eliminate the musty burnt smell that results from fire, smoke, and water damage.
Property Recovery 911 was hired to by a Delaware county homeowner to provide fire restoration services, which in this instance consisted of smoke damage cleaning and odor control. The fire originated on the raised deck at the rear of the home and penetrated the exterior wall, causing smoke damage inside of the home. Upon our arrival we deployed 4 carbon filtered air scrubbers to begin to cleanse the atmosphere.
After sustaining damage to your property that the insurance adjuster confirms as covered, the adjuster will then strongly suggest that you use a restoration service from their preferred list of vendors. They may or may not also inform you that you have the right to use a contractor of your choice to perform the repair work. Under the Insurance contract it is clearly outlined that the policy holder is responsible for the outcome of the “claims process”, however insurance companies’ routinely attempt to convince the insured to use an emergency restoration contractor from their vendor program.